Car accidents happen to millions of people in the United States every year, and the number of incidents is growing at an alarming rate. In Missouri, 826 people were killed in car accidents in 2012, an increase by more than 5% over 2011. In Kansas, 405 people were killed in motor vehicle accidents in 2012, also an increase of nearly 5% over the previous year.
A motor vehicle accident can cause very serious injuries. Back and spinal injuries, paralysis, brain injuries, burn injuries, facial injuries, broken bones, torn ligaments and tendons, internal injuries, scarring and disfigurement are some of the common injuries that occur in car accidents. These injuries can persist, alter a person’s way of life, and even cause death.
Auto accidents also cause financial problems. In order to recover, victims of car accidents miss work and miss paychecks. Medical bills quickly mount. Health insurance companies are slow to evaluate claims and sometimes reject them.
One would assume that auto insurance companies for at-fault drivers would immediately pay the victims. Auto insurance companies, however, have little incentive to reach a fair resolution. People are surprised because they have a misconception that insurance companies will take care of them during a time of need or crisis. The reality is that giant insurance companies are for-profit engines that make money through premiums and by not paying out claims or paying less on claims than what is rightfully owed. Insurance companies have tremendous financial resources available to reduce payouts or prevent them all together.
When dealing with an auto insurance adjuster, the average individual is at a very grave disadvantage. An individual without an experienced attorney is no risk to an insurance company. Without an experienced car accident attorney the insurance adjuster will not pay a fair value for injuries and damages. It is important that the victim level the playing field by hiring an experienced car accident attorney.
Clients can expect our lawyers to support them in every aspect of their auto accident injury claim. We take away as much of the worry as possible and provide much needed assistance and guidance. We take on the at-fault auto insurance company, and fight for our clients. We work with the client’s health insurance company regarding claims and negotiating medical liens, so he or she can focus on healing. And if the insurance company will not pay a fair value, our firm will take them to court.
We know many people are concerned that they will not able to afford a Kansas City car accident lawyer. At Bautista LeRoy, we think it’s unfair that auto insurance companies have unlimited resources in fighting victims and deny legitimate claims hoping the victims will not be able to afford a lawyer. When you hire our firm, we will advance all costs associated with representing the client. If we do not win your case, the firm takes on the losses of the litigation costs. In fact, we only get compensated when we win the case. Simple as that.
Kansas City Auto Accident Attorneys
Some key points about handling auto accident claims follow:
- Medical Care: The client’s health insurance is the first and best source for paying medical bills, but he or she may have expenses and other damages that go beyond your health insurance policy. We will make sure the auto insurance company of the responsible party is on notice to expect a claim. We can refer the client to a doctor if necessary. If the client does not have health insurance, we will help the client get the care he or she needs. One of the biggest mistakes people make is failing to get proper care and treatment. Oftentimes, injury victims delay treatment thinking they will get better over time. By doing this they unwittingly fall into one of the biggest insurance traps – denial of the injury claim because of failure to get prompt medical care and treatment. Let us help avoid these traps and pitfalls.
- Do Not Talk To Auto Insurance Company Adjusters: The auto insurance carrier for the at-fault driver will often seek to take the victim’s statement and to have the victim sign a whole host of documents. The victim should not give a statement or sign any document from the at-fault auto insurance company. This is merely an attempt by the auto insurance company to combat the victim’s claim and to reduce his or her recovery. Call an experienced car accident attorney before speaking to any insurance company adjuster and before you sign anything.
- Property damage: In addition to handling all aspects of the client’s personal injuries claims, the attorneys at our law firm will assist in resolving his or her property damage claim at a fair value and getting a paid rental car. Clients should know that insurance companies do not use the Kelley Blue Book or the National Association of Automobile Dealers book to value your vehicle. Years ago insurance companies determined that Kelley Blue Book values resulted in them paying more than they wanted. So, they got together and created their own valuation service. Now most private line insurers have a set price for virtually every vehicle on the road. That price is significantly less than retail value.
- Accident investigation: As soon as we are hired, we quickly gather information about the accident from all possible sources. Critical evidence has a way of “disappearing” over time. We will determine when to employ accident reconstruction experts, engineers and investigators to document the facts of the accident, the client’s injuries, or to prove who was at fault.
If you have been injured or lost a family member in a car accident, the Kansas City car accident attorneys at Bautista LeRoyLLC. We have the experience and proven results to represent you and your family.