Car accidents happen in an instant. One minute you are sitting at a stoplight, and the next minute a vehicle slams into your car. One of the first things you must do is exchange vehicle insurance information with the other driver. But what happens when the other driver doesn’t have insurance? The incident can quickly become complicated, and it may be best to get help from an uninsured motorist lawyer in Kansas City. At Bautista and LeRoy, we understand accident claims and will assist you with the best options for obtaining compensation for your injures.
What are the Missouri Insurance Laws?
Missouri laws require drivers to carry insurance that protects them in an accident. Drivers must show proof of insurance when they obtain their license plates, and anytime a police officer makes a request. The minimum coverage that is required in Missouri is $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $10,000 per accident for property damages. The Missouri Department of Revenue enforces the mandatory insurance laws. Regardless of the rules, if a driver does not have insurance, you won’t be able to file a claim with his or her insurance provider.
Uninsured Motorist Insurance
Missouri law also requires drivers to carry uninsured motorist coverage. The minimum coverage must be $25,000 per person and $50,000 per accident for bodily injuries. You may purchase uninsured motorist coverage in an amount that is equal to your liability insurance coverage. Insurance providers must offer uninsured motorist insurance to their customers. When you have uninsured motorist insurance, you can seek compensation through your own policy if the other driver does not have insurance. You may talk to a knowledgeable uninsured motorist lawyer in Kansas City.
What Should I Do After An Accident with An Uninsured Motorist?
Immediately following any accident, call the police to file a report. The police investigate the crash, obtain information from the drivers, and take witness statements. This information is necessary when you file a claim. Go to the emergency room or your physician to get medical attention for your injuries. Always get medical treatment as soon as possible. The longer you wait to get treatment, the harder it will be to show that you sustained the injuries in the accident. Then, contact an uninsured motorist lawyer in Kansas City for guidance regarding your case.
Contact Bautista LeRoy Trial Lawyers
If you got hurt in an accident with an uninsured motorist, you might have limited options. You may not want to file a claim through your own insurance policy. Another option is to file a lawsuit against the uninsured, negligent driver in the accident. An uninsured motorist lawyer in Kansas City will review the details of your accident and provide you with the best alternatives for your particular case. Do not delay in calling an attorney because the law limits the time to file a claim. Generally, you have up to two years from the date of the injury to file a claim. Contact our legal team at Bautista LeRoy Trial Lawyers for a consultation about your case.Uninsured Motorist Lawyer Kansas
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